Terms & Conditions
These Terms & Conditions outline the terms governing your access to and use of the Vasant M. Kulkarni website, its information, financial tools and related services.
Last Updated: October 2026By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, you should discontinue use of the website.
Acceptance of Terms
These Terms & Conditions apply to your use of this website and the information, tools, content, calculators and resources made available through it.
Your continued use of the website constitutes acceptance of the version of these Terms & Conditions available at the time of your visit.
General Information & Educational Purpose
Content available on this website is intended primarily for general information, financial education and awareness.
Information displayed on the website should not, by itself, be treated as a personalised financial recommendation for every individual.
Financial decisions should be considered in the context of your individual objectives, financial circumstances, investment horizon and risk considerations.
Investment Risk
Investments linked to financial markets involve risk and their value may rise or fall depending on market conditions and other factors.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance should not be considered a guarantee of future results.
No information available on this website should be interpreted as a guarantee of returns, capital appreciation or achievement of a specific financial outcome.
Financial Calculators
Calculators and illustrations available on this website are provided for general educational and planning purposes.
Calculator outputs are based on the assumptions and information entered by the user. Actual investment outcomes may differ because of market movements, taxation, expenses, investment timing, product characteristics and other factors.
Calculator results should therefore be considered illustrations rather than guarantees or forecasts.
Accuracy of Information
Reasonable efforts may be made to maintain useful and relevant information on this website. However, financial information, product details, market information, laws, regulations and third-party content may change over time.
We do not warrant that every piece of information available on the website will always be complete, current or free from error.
Third-Party Links & Platforms
The website may provide links to third-party platforms such as social media networks, video platforms, investor portals or other external websites.
These links are provided for convenience. External websites operate under their own terms, policies, security practices and privacy policies.
You should review the applicable terms before providing information or carrying out transactions on a third-party platform.
Investor Login & External Services
Where this website provides access to an external investor login or portfolio-related platform, the relevant third-party platform may process login details, portfolio information and transactions.
Users should not share passwords, OTPs or other confidential login credentials through general website contact forms, email or chat.
Permitted Use
You may use this website for lawful personal and informational purposes.
You agree not to:
- Attempt to gain unauthorised access to the website or its systems.
- Introduce malicious software, harmful code or disruptive technology.
- Use the website in a manner that interferes with its availability or security.
- Misrepresent your identity when submitting website enquiries.
- Copy or commercially redistribute protected website content without appropriate permission.
Intellectual Property
Website design, original written content, graphics, branding, layouts and other original material displayed on this website may be protected by applicable intellectual property rights.
You may view website content for personal, non-commercial use. Reproduction, redistribution, modification or commercial use should not be made without appropriate permission where required.
Limitation of Liability
To the extent permitted by applicable law, the website and its content are provided for general information without any guarantee that the website will always operate without interruption or error.
Users remain responsible for evaluating information before making financial or investment decisions.
We are not responsible for losses arising solely from reliance on general website information, calculator illustrations, external links or circumstances outside reasonable control, subject to applicable law.
Privacy
Information submitted through this website is also subject to our Privacy Policy.
Please review the Privacy Policy for information regarding the collection and handling of information submitted through the website.
Availability of Website
Website access may occasionally be interrupted due to maintenance, technical issues, upgrades, security requirements or circumstances outside reasonable control.
Features, content or sections of the website may be modified, suspended or discontinued where appropriate.
Changes to These Terms
These Terms & Conditions may be updated from time to time to reflect changes in website functionality, services or applicable requirements.
Any updated version will be published on this page together with the relevant revision date.
Governing Law
These Terms & Conditions are intended to be interpreted in accordance with applicable laws of India.
Any dispute relating to website use will be subject to applicable legal procedures and jurisdiction, unless otherwise required by law.
Contact Us
For questions regarding these Terms & Conditions, please contact us using the details below.
Vasant M. Kulkarni
Shivmangal, Ashok Nagar, Road No. 2,
Kandivali (E), Mumbai – 400101
Email: info@vasantkulkarni.com
Telephone: 022 - 28871892
Mobile: 9702490900